Compliance & risk

Compliance-aligned architecture and partner-based delivery

Fortaleza Digital operates within a partner-based regulatory framework, working with licensed financial institutions and payment providers to deliver compliant financial services.

This page is a general description and does not represent legal advice or a guarantee of regulatory outcomes. Requirements vary by jurisdiction and customer profile.

AML / KYC frameworks
Customer due diligence and ongoing review processes aligned to service scope and regulatory expectations.
Sanctions screening
Screening practices and escalation workflows, where applicable, for restricted parties and jurisdictions.
Transaction monitoring
Monitoring, alerting, and case management for relevant activity patterns.
Jurisdictional controls
Availability controls based on geography, entity profile, and partner policies.
Partner-based model
Regulated providers deliver licensed services; Fortaleza Digital delivers technology and controls.
Governance
Policies, review procedures, and auditability designed to support operational accountability.
What we say clearly

Scope limitations matter

The website uses conservative language to avoid confusion about licensing status and responsibilities.

  • Fortaleza Digital is not a bank and does not hold customer deposits directly
  • Banking services are provided through regulated financial institutions
  • Proprietary trading uses company capital only; no customer funds
  • No investment advice, brokerage, or asset management
Customer onboarding

Review and approval

Access to services is subject to review, approval, and applicable regulatory requirements. The review may include:

  • Entity verification and beneficial ownership checks
  • Use-case assessment and product eligibility
  • Geographic and sanctions-related screening
  • Ongoing monitoring requirements where applicable

See Regulatory Disclosures for partner-model statements.